Bankruptcy

   

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Bankrupt or bust? Go for broke.

How did you cope with debt? Tell us your story.

Have you ever faced bankruptcy? If so, put your feelings down and help others who are going through the experience.

Bankruptcy is a fate that a significant proportion of us will face in our lifetime yet it is a phase of our lives during which we are likely to feel our loneliest.

Have you been made bankrupt or do you know someone who has? Have you ever felt burdened with debt and seen no way out? What were your feelings towards bankruptcy and the people who got you into debt in the first place?

What were the consequences of not having money? Did you feel there was a stigma attached to bankruptcy and did this make you do something to avoid it or did you accept that this was the only way out and make yourself bankrupt?

Has bankruptcy had a lasting effect on you? Has it come back to haunt you in any way? What about your friends and your family - did they stand by you or were you truly left to face the music all on your own? Was it a case of the 'darkest hour comes before the dawn' or has it got worse since?

Did you have to return all your credit cards and other financial supports? Have you suffered since? What message would you like to send others who are going through bankruptcy or who have suffered insolvency?

Was the bankruptcy due to personal insolvency or was it something to do with your work or company? Were there 'knock-on' effects which you could not have foreseen? Did you have any personal effects seized and how did you cope? How did the officials handle this - were they courteous, belligerent, mocking or dismissive for example?

If taxes were involved, how did you feel about the illogicality of receiving a fine when you have already said you don't have any money? What was the fine for and what was the consequence of not paying it?

When you went bankrupt, what luxuries or even essentials did you have to give up and how did this affect your family? Was this a case of 'their finest hour' for your friends or was it more like 'a friend in need is to be avoided at all costs'? Did you have to move away - downsize - or was your property seized and were you made homeless?

Putting your experiences and feelings of life before, during and after bankruptcy into writing can be therapeutic to yourself and also help make others facing insolvency feel less alone as they fight their way out of debt.

If you've been through it and managed to come out the other side, can you write something about bankruptcy? is a fate that a significant proportion of us will face in their lifetime yet it is a phase of our lives during which we are likely to feel our loneliest.

Have you been made bankrupt or do you know someone who has? Have you ever felt burdened with debt and seen no way out? What were your feelings towards bankruptcy and the people who got you into debt in the first place?

What were the consequences of not having money? Did you feel there was a stigma attached to bankruptcy and did this make you do something to avoid it or did you accept that this was the only way out and make yourself bankrupt?

Has bankruptcy had a lasting effect on you? Has it come back to haunt you in any way? What about your friends and your family - did they stand by you or were you truly left to face the music all on your own? Was it a case of the 'darkest hour comes before the dawn' or has it got worse since?

Did you have to return all your credit cards and other financial supports? Have you suffered since? What message would you like to send others who are going through bankruptcy or who have suffered insolvency?

Was the bankruptcy due to personal insolvency or was it something to do with your work or company? Were there 'knock-on' effects which you could not have foreseen? Did you have any personal effects seized and how did you cope? How did the officials handle this - were they courteous, belligerent, mocking or dismissive for example?

If taxes were involved, how did you feel about the illogicality of receiving a fine when you have already said you don't have any money? What was the fine for and what was the consequence of not paying it?

When you went bankrupt, what luxuries or even essentials did you have to give up and how did this affect your family? Was this a case of 'their finest hour' for your friends or was it more like 'a friend in need is to be avoided at all costs'? Did you have to move away - downsize - or was your property seized and were you made homeless?

Putting your experiences and feelings of life before, during and after bankruptcy into writing can be therapeutic to yourself and also help make others facing insolvency feel less alone as they fight their way out of debt.

If you've been through it and managed to come out the other side, can you write something about bankruptcy?

 

Bankruptcy